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How to Predict the Bottom-Line Cost of College and Make a Plan to Pay. 

• How to identify your child's need and merit profile and match that with college awarding policies so you can identify affordable colleges.
• How much will you pay for a college degree: estimating the 4-year bottom line. 
• How can you estimate how much college debt you'll need?
• How can you decide if college debt is reasonable and affordable?
• What information will the financial aid forms ask for?
• Take the mystery out of predicting college costs, especially if you are in the middle-class squeeze.
  

Bill Smith is the managing director of Scholar Fits LLC, a college financial aid counseling service (www.scholarfits.com). He worked with colleges such as MIT and Yale to program their financial aid policies into online Net Price Calculators (NPCs). He also became an expert in packaging, the process colleges use to determine how much merit aid and need-based aid to award, and the mix of gift aid, loans, and work-study. His early work made him the go-to resource and author of white papers when the federal government mandated that all colleges offer an NPC to prospective families. Bill holds a BA from Williams College and an MBA from Northwestern.